Eligible buyers must meet HDB's prevailing EC requirements, including citizenship, family nucleus, minimum age, household income ceiling, property ownership restrictions and previous housing subsidy conditions. At least one applicant must be a Singapore Citizen, and applicants must qualify under an approved eligibility scheme.

The applicable household income ceiling depends on the EC project's land tender closing date. It is generally $16,000 for earlier projects and $18,000 for qualifying projects with land tenders closing on or after 24 August 2026. Eligibility is assessed based on HDB's prevailing income assessment rules.

Yes, eligible Singapore Citizen singles aged at least 35 may jointly apply under the Joint Singles Scheme, subject to HDB's requirements. A single person generally cannot purchase a new developer EC alone under this scheme. Resale ECs may have different eligibility conditions.

Generally, applicants and essential occupiers must not own other private residential property, whether in Singapore or overseas, and must satisfy the applicable property disposal and waiting-period rules. Existing private property owners generally cannot immediately qualify for a new developer EC.

The Minimum Occupation Period (MOP) is generally 5 years for earlier EC projects and 10 years for projects with land sale tenders closing on or after 8 May 2026. The MOP begins from the Temporary Occupation Permit (TOP) date. Owners must fulfil the applicable MOP before selling their EC on the open market or renting out the entire unit. Eligibility and full privatisation timelines depend on the project's land tender date.